Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
Explore the FAQs page ->
Latest SBA Loan Rates ->
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How does it work?
Answer questions about your business
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7a
SBA Loans
Loan Purpose
Growth
Loan Length
7 years
Loan Rate
3.4%
$50,000
Small Business Loan
Anne Clemmings
Barista & Cafe Owner
Operates Cafe for Profit
✔
Runs the Cafe in the US
✔
Owns Reasonable Equity
✔
Benefits of SBA Loans
Low Interest Rates
Low interest rates allow small business owners to stay competitive. The SBA offers many different types of SBA loans.
Generous Loan Terms
Flexible loan terms empower small business owners to get customized loans, based on their unique business needs.
Ranging from $13k–$5m
The average Microloan is $13,000, but the SBA 504 Loan Program can range up to $5,000,000 in loan amount.
Popular SBA Loan Types
Prequalify your business and get matched with a lender.
7(a) Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
More about 7(a) Loans ->
7(a) Loan Features:
#1 SBA Loan Program
7(a) = a group of SBA Loans
Many options to choose from
504 Loans
The 504 Loan Program is very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
More about 504 Loans ->
504 Loan Features:
10, 20 or 25 year terms
Borrow up to $5m
Buy real estate, equipment & assets
Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
More about Microloans ->
Microloan Features:
Small loans, superior service
Average loan amount is $13,000
Max loan amount is $50,000
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Testimonials
We support small business owners. Our goal is to simplify the SBA loan process.
"Easiest way to get an SBA loan started online!"
Linzie
Owner/Master Stylist
Kulor Salon
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Easy Online Application
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SBALoans.org
is not an official website of the US government. Like the
SBA
, our goal is to help Small Business Owners in the US find funding.
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