What are current SBA loan rates?

Current SBA loan rates vary

📌 Rate Update

The US Prime Rate is 7.50% [U.S. Effective Date: 12/19/24]. Source

What are 7a loan rates?

7(a) fixed loan interest rates Calculated used the updated prime rate of 7.50%. Updated March 31, 2025.
Loan amount	Fixed rate maximum	Fixed max allowable (Prime is 7.50%)
$0 - $25,000	Prime + 8.0%	15.50%
$25,001 - $50,000	Prime + 7.0%	14.50%
$50,000 - $250,000	Prime + 6.0%	13.50%
Over $250,000	Prime + 5.0%	12.50%

SOURCE: Sources

Lock in Rates for a 7a Loan

What is a "7a loan"?

SBA 7a loans are a group of loan programs, most popular among small business owners and guaranteed by the Small Business Administration. Here’s what to know about 7a loans. Go to 7a Loan Guide ->

What are 504 loan rates?

504 Loan Rates - 2025 Effective 504 loan rates thru March 2025
Loan Type	Jan	Feb	Mar
25 Year SBA 504	6.512	6.283	6.243
20 Year SBA 504	6.581	6.350	6.310
10 Year SBA 504	6.642	6.642	6.337
25 Year Refi SBA 504	6.541	6.312	6.272
20 Year Refi SBA 504	6.611	6.380	6.340

SOURCE: 504 Rate History

Lock in Rates for a 504 Loan

504 loans are 1 of 4 main lending programs offered by the SBA. Through SBA 504 loans, your small business could borrow up to $5 million at a competitive interest rate to buy commercial real estate, equipment, and other long-term assets. Here’s what to know about the 504 SBA loan program. Go to 504 Guide ->

Published on

March 31, 2025

What are current SBA loan rates?

Current SBA loan rates vary

📌 Rate Update

What are 7a loan rates?

What is a "7a loan"?

What are 504 loan rates?

What is a "504 loan"?

Published on

Source

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SBA Loan Types

SBA 7a Loan Types

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