Glossary
SBA Terms

Break-even Analysis

A calculation of the approximate sales volume required to just cover costs, below which production would be unprofitable and above which it would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost and profit.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Negotiation
Contracting through the use of...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Intermediary Organization
Organizations that play a funda...
Affiliates
Business concerns, organizations, or...
Days Receivable
A measure of the average time a...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Fair and Reasonable Price
A price that is fair to both parties...
Contractor Team Arrangement
An arrangement in which...
S-Corporation
A form of corporation, allowed by...
Days Payable
A measure of the average time a...
Hardship Waiver
Method used to approve a...
NAICS
NAICS codes are common...
Partnership
A type of unincorporated business org...
Normal Gross Margin
The margin that would have been...
Certificate of Competency
A certificate issued by the Small Bus...

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