Glossary
SBA Terms

Break-even Analysis

A calculation of the approximate sales volume required to just cover costs, below which production would be unprofitable and above which it would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost and profit.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Capital Leases
are for the purchase of fixed assets such as...
Depreciation
A non-cash operating expense that...
Guarantor
The legal entity and...
Income Statement
Shows the entity’s income and...
Contracting Officer
A person with the authority to...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Affiliate
Business concerns are affiliates if one concern...
Credit Elsewhere Test (CET)
The test to determine the...
Protégé
A firm in a developmental stage that...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Operating Leases
are deducted on the company’s...
Projection
An estimate of future economic or...
Intermediary Organization
Organizations that play a funda...
Small Disadvantaged Business Concern
A small business concern that...

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