Operating Leases

are deducted on the company’s operating expenses. If the lease is an operating lease, then the amount is already accounted for in total expenses and should not be shown as a scheduled debt.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Defense Contractor
Any person who enters into...
Assets
The amount of current assets that is left...
Negotiation
Contracting through the use of...
NAICS
NAICS codes are common...
Joint Venture
In the SBA Mentor-Protégé Program...
SCORE
Counselors to America's Small Bus...
Operating Leases
are deducted on the company’s...
Cash-basis Accounting
records revenue when cash is...
Days Payable
A measure of the average time a...
Partnership
A type of unincorporated business org...
Emerging Small Business
A small business concern whose...
GPM%
The measure of every sales dollar left...
Projection
An estimate of future economic or...
Normal Annual Sales
Those sales that would have...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...

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