Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Business Activity
The business (or loss) activity of...
Best and Final Offer
For negotiated procurements...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Affiliated Group
When two or more...
Prime Contract
A contract awarded directly...
Phase 1
Process used to determine the...
Subsidiary
A company for which a majority of the...
Electronic Data Interchange
Transmission of information bet...
Injury Period
The time period during...
Hardship Waiver
Method used to approve a...
S-Corporation
A form of corporation, allowed by...
Companion File
When an applicant has another application filed...
Contracting Officer
A person with the authority to...
Phase 2
Process to be used to determine economic injury for...

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