Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Subcontract
A contract between a prime cont...
Affiliated Group
When two or more...
Extraordinary Items
Additional expenses that are...
SCORE
Counselors to America's Small Bus...
Joint Venture
In the SBA Mentor-Protégé Program...
Contracting
Purchasing, renting, leasing, or...
Defense Contractor
Any person who enters into...
Mentor
A business, usually large, or...
Days Receivable
A measure of the average time a...
Protégé
A firm in a developmental stage that...
Prime Contract
A contract awarded directly...
Business Activity
The business (or loss) activity of...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Subsidiary
A company for which a majority of the...

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