Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Assets
The amount of current assets that is left...
Working Capital (WC)
The amount of current assets that...
Certificate of Competency
A certificate issued by the Small Bus...
Days Receivable
A measure of the average time a...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Partnering
A mutually beneficial business-to-bus...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Adjusted Net Worth
Post disaster fair market value of tangible...
NAICS
NAICS codes are common...
Current Liabilities
A balance sheet item, which...
Break-even Analysis
A calculation of the approximate sales...
Contract
A mutually binding legal rel..
Phase 1
Process used to determine the...
Current Assets
A balance sheet item which equals...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...

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