Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Certified 8(a) Firm
A firm owned and operated by socially and...
Liabilities
A financial obligation...
GPM%
The measure of every sales dollar left...
Normal Annual Sales
Those sales that would have...
Trend Analysis
A comparative analysis of...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Days Receivable
A measure of the average time a...
Emerging Small Business
A small business concern whose...
Best and Final Offer
For negotiated procurements...
Projection
An estimate of future economic or...
Depreciation
A non-cash operating expense that...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Applicant Entity
The business entity requesting...
Adjusted Net Worth
Post disaster fair market value of tangible...

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