Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contract
A mutually binding legal rel..
Trend Analysis
A comparative analysis of...
Subsidiary
A company for which a majority of the...
Small Business
A business smaller than...
Affiliates
Business concerns, organizations, or...
B/E (Business EIDL) Loan
A business loan that...
Contracting Officer
A person with the authority to...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Electronic Data Interchange
Transmission of information bet...
Subcontract
A contract between a prime cont...
NAICS
NAICS codes are common...
Primary Activity
The major business activity of...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Affiliated Group
When two or more...

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