Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SCORE
Counselors to America's Small Bus...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Injury Period
The time period during...
Contracting Officer
A person with the authority to...
Break-even Analysis
A calculation of the approximate sales...
Depreciation
A non-cash operating expense that...
Working Capital (WC)
The amount of current assets that...
Credit Elsewhere Test (CET)
The test to determine the...
Days Payable
A measure of the average time a...
Mentor
A business, usually large, or...
Affiliate
Business concerns are affiliates if one concern...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Small Business
A business smaller than...
Affiliated Group
When two or more...
P&L (Profit and Loss Statement)
also considered as Income Statement or...

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