Cash Flow Test

Part of the CET that determines if an applicant(s) has sufficient cash flow to borrow private sector funds to repair/replace uncompensated disaster damages without incurring undue hardship.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Break-even Analysis
A calculation of the approximate sales...
B/E (Business EIDL) Loan
A business loan that...
Equity
An accounting term used to...
Protégé
A firm in a developmental stage that...
Applicant Entity
The business entity requesting...
Contract
A mutually binding legal rel..
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Small Business
A business smaller than...
Depreciation
A non-cash operating expense that...
NAICS
NAICS codes are common...
Companion File
When an applicant has another application filed...
Cash Flow Test
Part of the CET that determines if...
Income Statement
Shows the entity’s income and...
Phase 2
Process to be used to determine economic injury for...
Credit Elsewhere Test (CET)
The test to determine the...

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