Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Amortization
A non-cash operating expense that...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Adjusted Net Worth
Post disaster fair market value of tangible...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Cash Flow Test
Part of the CET that determines if...
Acquisition
The acquiring of supplies or...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Negotiation
Contracting through the use of...
Affiliates
Business concerns, organizations, or...
SCORE
Counselors to America's Small Bus...
Assets
The amount of current assets that is left...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Partnering
A mutually beneficial business-to-bus...
Full and Open Competition
With respect to a contract action...

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