Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Adjusted Net Worth
Post disaster fair market value of tangible...
Best and Final Offer
For negotiated procurements...
Affiliated Group
When two or more...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Break-even Analysis
A calculation of the approximate sales...
Applicant Entity
The business entity requesting...
Amortization
A non-cash operating expense that...
Prime Contract
A contract awarded directly...
GPM%
The measure of every sales dollar left...
Cash Flow Test
Part of the CET that determines if...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Contracting
Purchasing, renting, leasing, or...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Capital Leases
are for the purchase of fixed assets such as...

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