Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Contracting Officer
A person with the authority to...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Break-even Analysis
A calculation of the approximate sales...
Negotiation
Contracting through the use of...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Primary Activity
The major business activity of...
Credit Elsewhere Test (CET)
The test to determine the...
GPM%
The measure of every sales dollar left...
Best and Final Offer
For negotiated procurements...
Contractor Team Arrangement
An arrangement in which...
Normal Annual Sales
Those sales that would have...
Cash-basis Accounting
records revenue when cash is...
Physical Loans
Funds to repair/replace dis...
Full and Open Competition
With respect to a contract action...

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