Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contracting Officer
A person with the authority to...
Depreciation
A non-cash operating expense that...
Cash-basis Accounting
records revenue when cash is...
Intermediary Organization
Organizations that play a funda...
Contracting
Purchasing, renting, leasing, or...
Hardship Waiver
Method used to approve a...
Credit Score Test
Part of the home loan CET show a...
Contract
A mutually binding legal rel..
Amortization
A non-cash operating expense that...
Normal Gross Margin
The margin that would have been...
Applicant/Co-Applicant
Business entity and person requesting...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Liabilities
A financial obligation...
Mentor
A business, usually large, or...
Sole Proprietor
an individual who...

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