Glossary
SBA Terms

B/E (Business EIDL) Loan

A business loan that incorporates physical losses and economic injury for the same legal entity or individual.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Phase 1
Process used to determine the...
Credit Score Test
Part of the home loan CET show a...
Injury Period
The time period during...
Current Assets
A balance sheet item which equals...
Comparative Analysis
Is designed to point out significant trends that...
Working Capital (WC)
The amount of current assets that...
Small Business
A business smaller than...
Subcontract
A contract between a prime cont...
Days Receivable
A measure of the average time a...
Current Liabilities
A balance sheet item, which...
Emerging Small Business
A small business concern whose...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Adjusted Net Worth
Post disaster fair market value of tangible...
Duplicated Interest
The amount of interest exp...
Full and Open Competition
With respect to a contract action...

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