Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Best and Final Offer
For negotiated procurements...
Liabilities
A financial obligation...
Principal
the owner(s) of the Applicant Entity that...
Hardship Waiver
Method used to approve a...
Applicant Individual
aka who is requesting an SBA loan...
Amortization
A non-cash operating expense that...
Projection
An estimate of future economic or...
Primary Activity
The major business activity of...
Cash Flow Test
Part of the CET that determines if...
Equity
An accounting term used to...
Credit Elsewhere Test (CET)
The test to determine the...
Corporation (C-corp.)
The most common form of business org...
Affiliated Group
When two or more...

Get the quick rundown on SBA Loans

Join over 4,000+ small business owners already growing with us.