Source: SBA.gov

Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on

September 9, 2022

Published on

June 20, 2018

SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.

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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.

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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.

Contract

A mutually binding legal rel..

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Certified 8(a) Firm

A firm owned and operated by socially and...

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Emerging Small Business

A small business concern whose...

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Contracting

Purchasing, renting, leasing, or...

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Normal Gross Margin

The margin that would have been...

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Credit Elsewhere Test (CET)

The test to determine the...

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Extraordinary Items

Additional expenses that are...

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Partnering

A mutually beneficial business-to-bus...

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Assets

The amount of current assets that is left...

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Best and Final Offer

For negotiated procurements...

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Business Activity

The business (or loss) activity of...

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Current Liabilities

A balance sheet item, which...

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Federal Acquisition Regulation (FAR)

The body of regulations which is...

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Cash Flow Test

Part of the CET that determines if...

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Depreciation

A non-cash operating expense that...

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