Comparative Analysis

Is designed to point out significant trends that occur from year to year by using more than one set of financial statements of comparable dates and time periods. A comparative analysis allows you to arrive at a more complete evaluation of the applicant’s financial position.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Partnership
A type of unincorporated business org...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Defense Contractor
Any person who enters into...
Small Business
A business smaller than...
Normal Gross Margin
The margin that would have been...
Adjusted Net Worth
Post disaster fair market value of tangible...
Joint Venture
In the SBA Mentor-Protégé Program...
Certified 8(a) Firm
A firm owned and operated by socially and...
S-Corporation
A form of corporation, allowed by...
Applicant Entity
The business entity requesting...
Working Capital (WC)
The amount of current assets that...
Business Activity
The business (or loss) activity of...
Acquisition
The acquiring of supplies or...
Normal Annual Sales
Those sales that would have...
Extraordinary Items
Additional expenses that are...

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