Glossary
SBA Terms

Request for Proposal (RFP)

A document outlining a government agency’s requirements and the criteria for the evaluation of offers.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Contractor Team Arrangement
An arrangement in which...
Contracting
Purchasing, renting, leasing, or...
Protégé
A firm in a developmental stage that...
Normal Annual Sales
Those sales that would have...
Working Capital (WC)
The amount of current assets that...
Normal Gross Margin
The margin that would have been...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Adjusted Net Worth
Post disaster fair market value of tangible...
Physical Loans
Funds to repair/replace dis...
Liabilities
A financial obligation...
Subcontract
A contract between a prime cont...
Joint Venture
In the SBA Mentor-Protégé Program...
Applicant Individual
aka who is requesting an SBA loan...
Emerging Small Business
A small business concern whose...

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