Glossary
SBA Terms

Small Business Innovative Research (SBIR) Contract

A type of contract designed to foster technological innovation by small businesses with 500 or fewer employees. The SBIR contract program provides for a three-phased approach to research and development projects: technological feasibility and concept development; the primary research effort; and the conversion of the technology to a commercial application.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Operating Leases
are deducted on the company’s...
Partnering
A mutually beneficial business-to-bus...
Extraordinary Items
Additional expenses that are...
Capital Leases
are for the purchase of fixed assets such as...
Assets
The amount of current assets that is left...
Hardship Waiver
Method used to approve a...
Contracting Officer
A person with the authority to...
Request for Proposal (RFP)
A document outlining a...
Business Activity
The business (or loss) activity of...
Contract
A mutually binding legal rel..
Substantial Damage
This means uninsured or otherwise uncompensated...
Normal Gross Margin
The margin that would have been...
B/E (Business EIDL) Loan
A business loan that...
Cash Flow Test
Part of the CET that determines if...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...

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