Glossary
SBA Terms

Defense Contractor

Any person who enters into a contract with the United States for the production of material or for the performance of services for the national defense.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Comparative Analysis
Is designed to point out significant trends that...
SCORE
Counselors to America's Small Bus...
Capital Leases
are for the purchase of fixed assets such as...
Projection
An estimate of future economic or...
Depreciation
A non-cash operating expense that...
Substantial Damage
This means uninsured or otherwise uncompensated...
Credit Elsewhere Test (CET)
The test to determine the...
Contract
A mutually binding legal rel..
Break-even Analysis
A calculation of the approximate sales...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Affiliates
Business concerns, organizations, or...
Assets
The amount of current assets that is left...
Intermediary Organization
Organizations that play a funda...
Days Payable
A measure of the average time a...

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