Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Lien
A legal claim against an...
Cash Flow Test
Part of the CET that determines if...
Depreciation
A non-cash operating expense that...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Primary Activity
The major business activity of...
Contracting
Purchasing, renting, leasing, or...
Adjusted Net Worth
Post disaster fair market value of tangible...
Break-even Analysis
A calculation of the approximate sales...
Applicant/Co-Applicant
Business entity and person requesting...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Current Assets
A balance sheet item which equals...
Defense Contractor
Any person who enters into...
Protégé
A firm in a developmental stage that...

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