Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Affiliate
Business concerns are affiliates if one concern...
GPM%
The measure of every sales dollar left...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Injury Period
The time period during...
Companion File
When an applicant has another application filed...
Depreciation
A non-cash operating expense that...
Business Activity
The business (or loss) activity of...
Fair and Reasonable Price
A price that is fair to both parties...
Emerging Small Business
A small business concern whose...
Hardship Waiver
Method used to approve a...
Substantial Damage
This means uninsured or otherwise uncompensated...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Affiliated Group
When two or more...
Intermediary Organization
Organizations that play a funda...
Trend Analysis
A comparative analysis of...

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