Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Collateral
Assets pledged by a borrower to secure a loan...
SCORE
Counselors to America's Small Bus...
Amortization
A non-cash operating expense that...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Adjusted Net Worth
Post disaster fair market value of tangible...
Subsidiary
A company for which a majority of the...
Best and Final Offer
For negotiated procurements...
Equity
An accounting term used to...
Cash-basis Accounting
records revenue when cash is...
Normal Annual Sales
Those sales that would have...
B/E (Business EIDL) Loan
A business loan that...
Limited Partnership
A business organization with one or...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Applicant/Co-Applicant
Business entity and person requesting...
Partnering
A mutually beneficial business-to-bus...

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