Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SCORE
Counselors to America's Small Bus...
Phase 1
Process used to determine the...
Injury Analysis
Measures the effects of...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Small Disadvantaged Business Concern
A small business concern that...
Amortization
A non-cash operating expense that...
Collateral
Assets pledged by a borrower to secure a loan...
Cash Flow Test
Part of the CET that determines if...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Injury Period
The time period during...
Negotiation
Contracting through the use of...
Applicant Entity
The business entity requesting...
Corporation (C-corp.)
The most common form of business org...
Partnering
A mutually beneficial business-to-bus...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...

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