Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contract
A mutually binding legal rel..
Equity
An accounting term used to...
Applicant Individual
aka who is requesting an SBA loan...
Electronic Data Interchange
Transmission of information bet...
Amortization
A non-cash operating expense that...
Prime Contract
A contract awarded directly...
Trend Analysis
A comparative analysis of...
Break-even Analysis
A calculation of the approximate sales...
Physical Loans
Funds to repair/replace dis...
Sole Proprietor
an individual who...
Current Assets
A balance sheet item which equals...
S-Corporation
A form of corporation, allowed by...
Available Asset Test
Part of the CET that determines if an applicant(s) has...
Hardship Waiver
Method used to approve a...
Contracting
Purchasing, renting, leasing, or...

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