Glossary
SBA Terms

Joint Venture

In the SBA Mentor-Protégé Program, an agreement between a certified 8(a) firm and a mentor firm to perform a specific federal contract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Applicant Individual
aka who is requesting an SBA loan...
Capital Leases
are for the purchase of fixed assets such as...
Substantial Damage
This means uninsured or otherwise uncompensated...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Acquisition
The acquiring of supplies or...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Normal Gross Margin
The margin that would have been...
Full and Open Competition
With respect to a contract action...
Days Payable
A measure of the average time a...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Injury Period
The time period during...
Comparative Analysis
Is designed to point out significant trends that...
B/E (Business EIDL) Loan
A business loan that...
Break-even Analysis
A calculation of the approximate sales...

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