Injury Analysis

Measures the effects of the disaster on the overall financial condition of the business.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Acquisition
The acquiring of supplies or...
Comparative Analysis
Is designed to point out significant trends that...
Liabilities
A financial obligation...
Partnering
A mutually beneficial business-to-bus...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Phase 2
Process to be used to determine economic injury for...
Days Payable
A measure of the average time a...
Credit Elsewhere Test (CET)
The test to determine the...
Cash Flow Test
Part of the CET that determines if...
Current Assets
A balance sheet item which equals...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Break-even Analysis
A calculation of the approximate sales...
Negotiation
Contracting through the use of...
Affiliate
Business concerns are affiliates if one concern...
Normal Annual Sales
Those sales that would have...

Get the quick rundown on SBA Loans

Join over 4,000+ small business owners already growing with us.