Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Duplicated Interest
The amount of interest exp...
Cash-basis Accounting
records revenue when cash is...
Certificate of Competency
A certificate issued by the Small Bus...
SCORE
Counselors to America's Small Bus...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Working Capital (WC)
The amount of current assets that...
Cash Flow Test
Part of the CET that determines if...
Current Assets
A balance sheet item which equals...
Normal Gross Margin
The margin that would have been...
Affiliates
Business concerns, organizations, or...
Corporation (C-corp.)
The most common form of business org...
Depreciation
A non-cash operating expense that...
Current Liabilities
A balance sheet item, which...
Defense Contractor
Any person who enters into...
Subcontract
A contract between a prime cont...

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SBA Loan Types
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