Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash-basis Accounting
records revenue when cash is...
Protégé
A firm in a developmental stage that...
Extraordinary Items
Additional expenses that are...
SCORE
Counselors to America's Small Bus...
Affiliate
Business concerns are affiliates if one concern...
Working Capital (WC)
The amount of current assets that...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Joint Venture
In the SBA Mentor-Protégé Program...
Trend Analysis
A comparative analysis of...
Phase 2
Process to be used to determine economic injury for...
Defense Contractor
Any person who enters into...
Best and Final Offer
For negotiated procurements...
Normal Gross Margin
The margin that would have been...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Applicant Entity
The business entity requesting...

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