Glossary
SBA Terms

Physical Loans

Funds to repair/replace disaster damaged or destroyed business assets such as real estate, inventory, machinery and equipment, etc.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
GPM%
The measure of every sales dollar left...
Physical Loans
Funds to repair/replace dis...
Sole Proprietor
an individual who...
Negotiation
Contracting through the use of...
Substantial Damage
This means uninsured or otherwise uncompensated...
Prime Contract
A contract awarded directly...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Corporation (C-corp.)
The most common form of business org...
Fair and Reasonable Price
A price that is fair to both parties...
Days Payable
A measure of the average time a...
Contract
A mutually binding legal rel..
Equity
An accounting term used to...
Contracting Officer
A person with the authority to...
Applicant/Co-Applicant
Business entity and person requesting...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...

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SBA Loan Types
SBA 7a LoansSBA 504 LoansDisaster LoansMicroloans
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