Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Applicant Individual
Individual requesting disaster loan assistance.
Updated on
September 8, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
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Extraordinary Items
Additional expenses that are...
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Cash Flow Test
Part of the CET that determines if...
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Depreciation
A non-cash operating expense that...
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Available Asset Test
Part of the CET that determines if an applicant(s) has...
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Injury Analysis
Measures the effects of...
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Trend Analysis
A comparative analysis of...
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Best and Final Offer
For negotiated procurements...
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Operating Leases
are deducted on the company’s...
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Injury Period
The time period during...
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Affiliated Group
When two or more...
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Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
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Projection
An estimate of future economic or...
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B/E (Business EIDL) Loan
A business loan that...
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Contracting Officer
A person with the authority to...
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