Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Applicant Individual
Individual requesting disaster loan assistance.
Updated on
September 8, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Adjusted Net Worth
Post disaster fair market value of tangible...
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Working Capital (WC)
The amount of current assets that...
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Cash Flow Test
Part of the CET that determines if...
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Full and Open Competition
With respect to a contract action...
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S-Corporation
A form of corporation, allowed by...
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Partnering
A mutually beneficial business-to-bus...
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Operating Leases
are deducted on the company’s...
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Schedule of Liabilities
A business debt schedule that lists all of the debts...
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Negotiation
Contracting through the use of...
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Applicant Individual
aka who is requesting an SBA loan...
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Emerging Small Business
A small business concern whose...
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Prime Contract
A contract awarded directly...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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Sole Proprietor
an individual who...
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Substantial Damage
This means uninsured or otherwise uncompensated...
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