Glossary
SBA Terms

Normal Annual Sales

Those sales that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Contracting Officer
A person with the authority to...
Intermediary Organization
Organizations that play a funda...
Capital Leases
are for the purchase of fixed assets such as...
Affiliates
Business concerns, organizations, or...
Certified 8(a) Firm
A firm owned and operated by socially and...
Working Capital (WC)
The amount of current assets that...
Business Activity
The business (or loss) activity of...
Subcontract
A contract between a prime cont...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Applicant Entity
The business entity requesting...
Affiliated Group
When two or more...
Joint Venture
In the SBA Mentor-Protégé Program...
Normal Annual Sales
Those sales that would have...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Assets
The amount of current assets that is left...

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