Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
S-Corporation
A form of corporation, allowed by...
Assets
The amount of current assets that is left...
Hardship Waiver
Method used to approve a...
Credit Elsewhere Test (CET)
The test to determine the...
Corporation (C-corp.)
The most common form of business org...
Phase 1
Process used to determine the...
GPM%
The measure of every sales dollar left...
Liabilities
A financial obligation...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Lien
A legal claim against an...
NAICS
NAICS codes are common...
Amortization
A non-cash operating expense that...
Contracting
Purchasing, renting, leasing, or...
Principal
the owner(s) of the Applicant Entity that...
Days Receivable
A measure of the average time a...

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