Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Primary Activity
The major business activity of...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Electronic Data Interchange
Transmission of information bet...
Business Activity
The business (or loss) activity of...
Certificate of Competency
A certificate issued by the Small Bus...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Affiliates
Business concerns, organizations, or...
Cash Flow Test
Part of the CET that determines if...
Operating Leases
are deducted on the company’s...
Collateral
Assets pledged by a borrower to secure a loan...
Current Liabilities
A balance sheet item, which...
Limited Partnership
A business organization with one or...
Assets
The amount of current assets that is left...
Principal
the owner(s) of the Applicant Entity that...

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