Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Certificate of Competency
A certificate issued by the Small Bus...
SCORE
Counselors to America's Small Bus...
Projection
An estimate of future economic or...
Standard Industrial Classification (SIC) Code
A code representing a category within...
S-Corporation
A form of corporation, allowed by...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Hardship Waiver
Method used to approve a...
Business Activity
The business (or loss) activity of...
Negotiation
Contracting through the use of...
Operating Leases
are deducted on the company’s...
Credit Score Test
Part of the home loan CET show a...
Affiliates
Business concerns, organizations, or...
Days Payable
A measure of the average time a...
Cash Flow Test
Part of the CET that determines if...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...

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