Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Capital Leases
are for the purchase of fixed assets such as...
Assets
The amount of current assets that is left...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Normal Gross Margin
The margin that would have been...
Principal
the owner(s) of the Applicant Entity that...
Collateral
Assets pledged by a borrower to secure a loan...
Contractor Team Arrangement
An arrangement in which...
Income Statement
Shows the entity’s income and...
Intermediary Organization
Organizations that play a funda...
Companion File
When an applicant has another application filed...
Trend Analysis
A comparative analysis of...
Corporation (C-corp.)
The most common form of business org...
Small Business
A business smaller than...
Sole Proprietor
an individual who...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...

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