Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Applicant Individual
aka who is requesting an SBA loan...
SCORE
Counselors to America's Small Bus...
Duplicated Interest
The amount of interest exp...
Negotiation
Contracting through the use of...
Full and Open Competition
With respect to a contract action...
Injury Period
The time period during...
Phase 2
Process to be used to determine economic injury for...
Principal
the owner(s) of the Applicant Entity that...
Phase 1
Process used to determine the...
Prime Contract
A contract awarded directly...
Emerging Small Business
A small business concern whose...
Current Liabilities
A balance sheet item, which...
Primary Activity
The major business activity of...

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