Glossary
SBA Terms

SAE (Stand Alone Economic Injury Disaster Loan)

provide necessary working capital to enable eligible businesses to overcome the financial impact of a declared disaster without providing assistance for physical disaster loss.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Gross Margin
The margin that would have been...
Joint Venture
In the SBA Mentor-Protégé Program...
Principal
the owner(s) of the Applicant Entity that...
Physical Loans
Funds to repair/replace dis...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Cash Flow Test
Part of the CET that determines if...
B/E (Business EIDL) Loan
A business loan that...
Current Liabilities
A balance sheet item, which...
Extraordinary Items
Additional expenses that are...
Projection
An estimate of future economic or...
Assets
The amount of current assets that is left...
Duplicated Interest
The amount of interest exp...
Subcontract
A contract between a prime cont...

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