Glossary
SBA Terms

Acquisition

The acquiring of supplies or services by the federal government with appropriated funds through purchase or lease.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Break-even Analysis
A calculation of the approximate sales...
Capital Leases
are for the purchase of fixed assets such as...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Current Assets
A balance sheet item which equals...
Primary Activity
The major business activity of...
Protégé
A firm in a developmental stage that...
Credit Score Test
Part of the home loan CET show a...
Best and Final Offer
For negotiated procurements...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Affiliates
Business concerns, organizations, or...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Normal Gross Margin
The margin that would have been...
Amortization
A non-cash operating expense that...
Duplicated Interest
The amount of interest exp...
Normal Annual Sales
Those sales that would have...

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