Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Applicant/Co-Applicant
The individual(s) or legal entity requesting disaster loan assistance.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Current Assets
A balance sheet item which equals...
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Substantial Damage
This means uninsured or otherwise uncompensated...
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Joint Venture
In the SBA Mentor-Protégé Program...
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Contracting Officer
A person with the authority to...
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Depreciation
A non-cash operating expense that...
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Trend Analysis
A comparative analysis of...
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Working Capital (WC)
The amount of current assets that...
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Certified 8(a) Firm
A firm owned and operated by socially and...
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Best and Final Offer
For negotiated procurements...
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Protégé
A firm in a developmental stage that...
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Normal Annual Sales
Those sales that would have...
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Days Receivable
A measure of the average time a...
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Primary Activity
The major business activity of...
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SCORE
Counselors to America's Small Bus...
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Federal Acquisition Regulation (FAR)
The body of regulations which is...
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