Emerging Small Business

A small business concern whose size is no greater than 50 percent of the numerical size standard applicable to the Standard Industrial Classification code assigned to a contracting opportunity.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Guarantor
The legal entity and...
Duplicated Interest
The amount of interest exp...
Liabilities
A financial obligation...
Protégé
A firm in a developmental stage that...
Acquisition
The acquiring of supplies or...
Normal Gross Margin
The margin that would have been...
Projection
An estimate of future economic or...
Amortization
A non-cash operating expense that...
Applicant Individual
aka who is requesting an SBA loan...
Cash-basis Accounting
records revenue when cash is...
Hardship Waiver
Method used to approve a...
Affiliates
Business concerns, organizations, or...
Applicant Entity
The business entity requesting...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Comparative Analysis
Is designed to point out significant trends that...

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