Glossary
SBA Terms

Mentor

A business, usually large, or other organization that has created a specialized program to advance strategic relationships with small businesses.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Equity
An accounting term used to...
Income Statement
Shows the entity’s income and...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Mentor
A business, usually large, or...
Normal Gross Margin
The margin that would have been...
Trend Analysis
A comparative analysis of...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Operating Leases
are deducted on the company’s...
Amortization
A non-cash operating expense that...
Depreciation
A non-cash operating expense that...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Applicant Entity
The business entity requesting...
Small Disadvantaged Business Concern
A small business concern that...
Days Payable
A measure of the average time a...
SCORE
Counselors to America's Small Bus...

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