Glossary
SBA Terms

SCORE

Counselors to America's Small Business is a 12,400-member volunteer association sponsored by the SBA. SCORE matches volunteer business-management counselors with present prospective small business owners in need of expert advice.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash-basis Accounting
records revenue when cash is...
Liabilities
A financial obligation...
Trend Analysis
A comparative analysis of...
Cash Flow Test
Part of the CET that determines if...
Assets
The amount of current assets that is left...
NAICS
NAICS codes are common...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Normal Gross Margin
The margin that would have been...
Negotiation
Contracting through the use of...
Depreciation
A non-cash operating expense that...
Business Activity
The business (or loss) activity of...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Affiliates
Business concerns, organizations, or...
Collateral
Assets pledged by a borrower to secure a loan...
Federal Acquisition Regulation (FAR)
The body of regulations which is...

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