Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Glossary
SBA Terms
Source: SBA.gov
Cash-basis Accounting
records revenue when cash is received, and expenses when they are paid in cash
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Affiliate
Business concerns are affiliates if one concern...
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Intermediary Organization
Organizations that play a funda...
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Duplicated Interest
The amount of interest exp...
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Partnership
A type of unincorporated business org...
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Capital Leases
are for the purchase of fixed assets such as...
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Affiliated Group
When two or more...
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Joint Venture
In the SBA Mentor-Protégé Program...
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Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
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Contract
A mutually binding legal rel..
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Injury Period
The time period during...
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Applicant Individual
aka who is requesting an SBA loan...
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Amortization
A non-cash operating expense that...
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Working Capital (WC)
The amount of current assets that...
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Primary Activity
The major business activity of...
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Trend Analysis
A comparative analysis of...
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