Glossary
SBA Terms

Collateral

Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default. The preferred collateral for an SBA disaster loan is real estate

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Current Liabilities
A balance sheet item, which...
Projection
An estimate of future economic or...
Amortization
A non-cash operating expense that...
S-Corporation
A form of corporation, allowed by...
Cash Flow Test
Part of the CET that determines if...
Affiliate
Business concerns are affiliates if one concern...
Depreciation
A non-cash operating expense that...
Principal
the owner(s) of the Applicant Entity that...
Electronic Data Interchange
Transmission of information bet...
Corporation (C-corp.)
The most common form of business org...
Trend Analysis
A comparative analysis of...
Mentor
A business, usually large, or...
Contracting
Purchasing, renting, leasing, or...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
Normal Gross Margin
The margin that would have been...

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