Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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Glossary
SBA Terms
Source: SBA.gov
Trend Analysis
A comparative analysis of a company's financial ratios over time.
Updated on
September 8, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Subcontract
A contract between a prime cont...
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Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
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Electronic Data Interchange
Transmission of information bet...
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Applicant/Co-Applicant
Business entity and person requesting...
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Days Receivable
A measure of the average time a...
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Available Asset Test
Part of the CET that determines if an applicant(s) has...
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Applicant Individual
aka who is requesting an SBA loan...
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Operating Leases
are deducted on the company’s...
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Full and Open Competition
With respect to a contract action...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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Applicant Entity
The business entity requesting...
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Contractor Team Arrangement
An arrangement in which...
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Substantial Damage
This means uninsured or otherwise uncompensated...
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Small Business
A business smaller than...
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Mentor
A business, usually large, or...
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