Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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How to Get an SBA Loan
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Glossary
SBA Terms
Source: SBA.gov
Trend Analysis
A comparative analysis of a company's financial ratios over time.
Updated on
September 8, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
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Cash Flow Test
Part of the CET that determines if...
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Intermediary Organization
Organizations that play a funda...
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Comparative Analysis
Is designed to point out significant trends that...
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Guarantor
The legal entity and...
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Income Statement
Shows the entity’s income and...
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Substantial Damage
This means uninsured or otherwise uncompensated...
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Contract
A mutually binding legal rel..
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P&L (Profit and Loss Statement)
also considered as Income Statement or...
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Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
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Capital Leases
are for the purchase of fixed assets such as...
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Principal
the owner(s) of the Applicant Entity that...
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Break-even Analysis
A calculation of the approximate sales...
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Projection
An estimate of future economic or...
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Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
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