Glossary
SBA Terms

Subcontract

A contract between a prime contractor and a subcontractor to furnish supplies or services for the performance of a prime contract or subcontract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Normal Gross Margin
The margin that would have been...
Trend Analysis
A comparative analysis of...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Days Payable
A measure of the average time a...
Cash-basis Accounting
records revenue when cash is...
Liabilities
A financial obligation...
Credit Elsewhere Test (CET)
The test to determine the...
Adjusted Net Worth
Post disaster fair market value of tangible...
Partnership
A type of unincorporated business org...
Principal
the owner(s) of the Applicant Entity that...
Assets
The amount of current assets that is left...
Affiliated Group
When two or more...
Collateral
Assets pledged by a borrower to secure a loan...
Intermediary Organization
Organizations that play a funda...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...

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