Glossary
SBA Terms

Subcontract

A contract between a prime contractor and a subcontractor to furnish supplies or services for the performance of a prime contract or subcontract.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Flow Test
Part of the CET that determines if...
Normal Annual Sales
Those sales that would have...
Applicant Entity
The business entity requesting...
Working Capital (WC)
The amount of current assets that...
Equity
An accounting term used to...
Operating Leases
are deducted on the company’s...
Comparative Analysis
Is designed to point out significant trends that...
Prime Contract
A contract awarded directly...
Collateral
Assets pledged by a borrower to secure a loan...
Depreciation
A non-cash operating expense that...
B/E (Business EIDL) Loan
A business loan that...
Sole Proprietor
an individual who...
Small Disadvantaged Business Concern
A small business concern that...
Acquisition
The acquiring of supplies or...
Protégé
A firm in a developmental stage that...

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