GPM%

Gross Profit (GP) / Net Sales (NS). The measure of every sales dollar left after paying for the product; what percent of the sales dollar is left to cover operating costs and to create a profit.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Duplicated Interest
The amount of interest exp...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Limited Partnership
A business organization with one or...
Companion File
When an applicant has another application filed...
Negotiation
Contracting through the use of...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Prime Contract
A contract awarded directly...
Normal Annual Sales
Those sales that would have...
Amortization
A non-cash operating expense that...
NAICS
NAICS codes are common...
Projection
An estimate of future economic or...
Days Receivable
A measure of the average time a...
Fair and Reasonable Price
A price that is fair to both parties...
Business Activity
The business (or loss) activity of...
Subsidiary
A company for which a majority of the...

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