GPM%

Gross Profit (GP) / Net Sales (NS). The measure of every sales dollar left after paying for the product; what percent of the sales dollar is left to cover operating costs and to create a profit.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Request for Proposal (RFP)
A document outlining a...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Days Payable
A measure of the average time a...
Joint Venture
In the SBA Mentor-Protégé Program...
Applicant Individual
aka who is requesting an SBA loan...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Credit Elsewhere Test (CET)
The test to determine the...
Break-even Analysis
A calculation of the approximate sales...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Acquisition
The acquiring of supplies or...
Accrual Basis Accounting
recognizes revenues when earned and expenses are...
Collateral
Assets pledged by a borrower to secure a loan...
Economic Injury Disaster Loan (EIDL)
a working capital loan that...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...

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