Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Fair and Reasonable Price
A price that is fair to both parties...
Prime Contract
A contract awarded directly...
Contractor Team Arrangement
An arrangement in which...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Operating Leases
are deducted on the company’s...
Small Business
A business smaller than...
Phase 1
Process used to determine the...
S-Corporation
A form of corporation, allowed by...
Amortization
A non-cash operating expense that...
Physical Loans
Funds to repair/replace dis...
Cash Flow Test
Part of the CET that determines if...
Liabilities
A financial obligation...
Defense Contractor
Any person who enters into...
Emerging Small Business
A small business concern whose...
Applicant Entity
The business entity requesting...

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