Glossary
SBA Terms

Small Business Development Centers (SBDC)

SBDCs offer a broad spectrum of business information and guidance as well as assistance in preparing loan applications.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Electronic Data Interchange
Transmission of information bet...
Coastal Barrier Resource Area (COBRA)
A flood prone area in which...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Cash-basis Accounting
records revenue when cash is...
GPM%
The measure of every sales dollar left...
Small Business Innovative Research (SBIR) Contract
A type of contract designed to...
Contracting Officer
A person with the authority to...
Joint Venture
In the SBA Mentor-Protégé Program...
P&L (Profit and Loss Statement)
also considered as Income Statement or...
Duplicated Interest
The amount of interest exp...
Principal
the owner(s) of the Applicant Entity that...
Full and Open Competition
With respect to a contract action...
Applicant Individual
aka who is requesting an SBA loan...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Contractor Team Arrangement
An arrangement in which...

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