Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Cash Flow Test
Part of the CET that determines if...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Applicant Entity
The business entity requesting...
Small Disadvantaged Business Concern
A small business concern that...
Mentor
A business, usually large, or...
Federal Acquisition Regulation (FAR)
The body of regulations which is...
Lien
A legal claim against an...
Affiliate
Business concerns are affiliates if one concern...
Request for Proposal (RFP)
A document outlining a...
Injury Period
The time period during...
Phase 1
Process used to determine the...
Subcontract
A contract between a prime cont...
Certified 8(a) Firm
A firm owned and operated by socially and...
Contracting Officer
A person with the authority to...

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