Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Credit Elsewhere Test (CET)
The test to determine the...
Adjusted Net Worth
Post disaster fair market value of tangible...
Amortization
A non-cash operating expense that...
Physical Loans
Funds to repair/replace dis...
Operating Leases
are deducted on the company’s...
Request for Proposal (RFP)
A document outlining a...
B/E (Business EIDL) Loan
A business loan that...
Equity
An accounting term used to...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Capital Leases
are for the purchase of fixed assets such as...
Working Capital (WC)
The amount of current assets that...
Primary Activity
The major business activity of...
Normal Gross Margin
The margin that would have been...
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Cash-basis Accounting
records revenue when cash is...

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