Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Assets
The amount of current assets that is left...
Capital Leases
are for the purchase of fixed assets such as...
Negotiation
Contracting through the use of...
Normal Gross Margin
The margin that would have been...
SCORE
Counselors to America's Small Bus...
Affiliates
Business concerns, organizations, or...
DBA
ex. Blocker & Sons LLC, doing business as Bob's Burgers
Liabilities
A financial obligation...
Companion File
When an applicant has another application filed...
Principal
the owner(s) of the Applicant Entity that...
Depreciation
A non-cash operating expense that...
Normal Annual Sales
Those sales that would have...
Electronic Data Interchange
Transmission of information bet...
Partnering
A mutually beneficial business-to-bus...

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