Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Adjusted Net Worth
Post disaster fair market value of tangible...
Collateral
Assets pledged by a borrower to secure a loan...
Operating Leases
are deducted on the company’s...
Defense Acquisition Regulatory Council (DARC)
A group composed of rep...
Substantial Damage
This means uninsured or otherwise uncompensated...
Limited Liability Entities (company/partnership)
An LLE provides business owners with...
Break-even Analysis
A calculation of the approximate sales...
Liabilities
A financial obligation...
Intermediary Organization
Organizations that play a funda...
Trend Analysis
A comparative analysis of...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Depreciation
A non-cash operating expense that...
Current Liabilities
A balance sheet item, which...
S-Corporation
A form of corporation, allowed by...

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