Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Days Receivable
A measure of the average time a...
Small Business
A business smaller than...
Cash Flow Test
Part of the CET that determines if...
Cash-basis Accounting
records revenue when cash is...
Income Statement
Shows the entity’s income and...
Contracting Officer
A person with the authority to...
Contractor Team Arrangement
An arrangement in which...
Hardship Waiver
Method used to approve a...
Applicant Entity
The business entity requesting...
GPM%
The measure of every sales dollar left...
Injury Period
The time period during...
Joint Venture
In the SBA Mentor-Protégé Program...
Guarantor
The legal entity and...
Adjusted Net Worth
Post disaster fair market value of tangible...
Emerging Small Business
A small business concern whose...

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