Glossary
SBA Terms

Normal Gross Margin

The margin that would have been attained had the disaster not occurred. To determine this figure, you must first review historical sales figures and identify the trends.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Business Development Centers (SBDC)
SBDCs offer a broad spec...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Duplicated Interest
The amount of interest exp...
Injury Analysis
Measures the effects of...
Contract
A mutually binding legal rel..
Corporation (C-corp.)
The most common form of business org...
Amortization
A non-cash operating expense that...
Contractor Team Arrangement
An arrangement in which...
Operating Leases
are deducted on the company’s...
Affiliated Group
When two or more...
S-Corporation
A form of corporation, allowed by...
Standard Industrial Classification (SIC) Code
A code representing a category within...
Certified 8(a) Firm
A firm owned and operated by socially and...
Capital Leases
are for the purchase of fixed assets such as...
Injury Period
The time period during...

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