Glossary
SBA Terms

Certified 8(a) Firm

A firm owned and operated by socially and economically disadvantaged individuals and eligible to receive federal contracts under the Small Business Administration’s 8(a) Business Development Program.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans

SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans

SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Amortization
A non-cash operating expense that...
Substantial Damage
This means uninsured or otherwise uncompensated...
Injury Analysis
Measures the effects of...
Intermediary Organization
Organizations that play a funda...
Principal
the owner(s) of the Applicant Entity that...
Depreciation
A non-cash operating expense that...
B/E (Business EIDL) Loan
A business loan that...
Electronic Data Interchange
Transmission of information bet...
Applicant Entity
The business entity requesting...
Partnering
A mutually beneficial business-to-bus...
Break-even Analysis
A calculation of the approximate sales...
Subcontract
A contract between a prime cont...
Primary Activity
The major business activity of...
Sole Proprietor
an individual who...
Fair and Reasonable Price
A price that is fair to both parties...

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