Glossary
SBA Terms

S-Corporation

A form of corporation, allowed by the IRS for most companies with 35 or fewer shareholders, which enables the company to enjoy the benefits of incorporation but be taxed as if it were a partnership.

Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans

The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
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SBA 504 Loans

SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
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SBA Microloans

The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
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SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Extraordinary Items
Additional expenses that are...
Schedule of Liabilities
A business debt schedule that lists all of the debts...
Collateral
Assets pledged by a borrower to secure a loan...
Small Business
A business smaller than...
Affiliate
Business concerns are affiliates if one concern...
Equity
An accounting term used to...
Certified 8(a) Firm
A firm owned and operated by socially and...
Phase 1
Process used to determine the...
Joint Venture
In the SBA Mentor-Protégé Program...
Subsidiary
A company for which a majority of the...
Injury Analysis
Measures the effects of...
SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
Cash Flow Test
Part of the CET that determines if...
Partnership
A type of unincorporated business org...

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