Loan Types
SBA Loan Types
Learn more about each type of SBA loan
7(a) SBA Loans ->
504 SBA Loans ->
SBA Microloans ->
SBA Disaster Loans ->
Loan Purposes
SBA Loan Purposes
Here are 4 popular ways SBA loans are used
Buy a new business ->
Buy or refinance real estate ->
Enhance a current business ->
Refinance existing debt ->
FAQs
What is an SBA 7a loan?
What is a 504 loan?
What is a Microloan?
What are SBA loan rates?
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Latest SBA Loan Rates ->
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Glossary
SBA Terms
Source: SBA.gov
Affiliated Group
When two or more distinct legal entities are affiliated.
Updated on
September 9, 2022
Published on
June 20, 2018
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SBA 7a Loans
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
Explore 7a loans
SBA 504 Loans
SBA 504 loans
are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
Explore 504 loans
SBA Microloans
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
Explore microloans
SBA Glossary
Common SBA Terms
Everything you need to know about common terms used to discuss SBA Loans.
Injury Period
The time period during...
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Adjusted Net Worth
Post disaster fair market value of tangible...
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Applicant Individual
aka who is requesting an SBA loan...
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Days Payable
A measure of the average time a...
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Depreciation
A non-cash operating expense that...
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Operating Leases
are deducted on the company’s...
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Working Capital (WC)
The amount of current assets that...
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Phase 1
Process used to determine the...
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Comparative Analysis
Is designed to point out significant trends that...
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Principal
the owner(s) of the Applicant Entity that...
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Physical Loans
Funds to repair/replace dis...
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Current Assets
A balance sheet item which equals...
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B/E (Business EIDL) Loan
A business loan that...
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SAE (Stand Alone Economic Injury Disaster Loan)
provide necessary working capital to...
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P&L (Profit and Loss Statement)
also considered as Income Statement or...
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