Equity

An accounting term used to describe the net investment of owners or stockholders in a business. Under the accounting equation, equity also represents the result of assets less liabilities.

Updated on
September 9, 2022
Published on
June 20, 2018
The 7(a) Loan Program, SBA’s most common loan program, includes assistance for each business with unique needs.
SBA 504 loans are very popular for long-term, fixed rate financing of up to $5 million for major fixed assets.
The average Microloan is about $13,000. The Microloans program provides loans up to $50,000 to small businesses.
SBA Glossary

Common SBA Terms

Everything you need to know about common terms used to discuss SBA Loans.
Small Disadvantaged Business Concern
A small business concern that...
Loan Authorization and Agreement (LA&A)
A contract between SBA and the borrower that...
Break-even Analysis
A calculation of the approximate sales...
GPM%
The measure of every sales dollar left...
Small Business
A business smaller than...
SCORE
Counselors to America's Small Bus...
Electronic Data Interchange
Transmission of information bet...
Applicant Individual
aka who is requesting an SBA loan...
Balance Sheet or Statement of Financial Position
Assets = Liabilities + Equity...
Trend Analysis
A comparative analysis of...
B/E (Business EIDL) Loan
A business loan that...
Contracting
Purchasing, renting, leasing, or...
Certified 8(a) Firm
A firm owned and operated by socially and...
Cash Available to Service Additional Debt (CASAD)
The cash flow determined that...
Collateral
Assets pledged by a borrower to secure a loan...

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